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Refact.ai Agent vs Lumen

Comprehensive side-by-side comparison — features, pricing, performance, and more.

Updated August 2026
Refact.ai Agent logo

Refact.ai Agent

Small Magellanic Cloud Ai Ltd.

Your open-source, autonomous AI coding agent

Freemium
72% verification coverage
VS
Lumen logo

Lumen

Buildt AI Limited

The coding model that actually gets it — specialist coding AI (Cosine)

Freemium
73% verification coverage

Trust & Reliability

Refact.ai Agent

Trust data not available yet

Lumen

Uptime:100% (30-day)Status page
Customers (per vendor):Babcock, BT, HSBC +4
GDPR

Too Close to Call

Lumen (6.6) vs Refact.ai Agent (6.4) — difference of 0.2 points

Scores are AI-estimated from publicly available data — not an independent test or a verified user rating. How we rank →

AI Comparison Summary

Refact.ai Agent

6.4

avg score

Lumen

6.6

avg score

Both tools score very similarly overall — the best choice depends on your specific priorities.

Based on 12 dimensions

Scores are AI-estimated from publicly available data — not an independent test or a verified user rating. How we rank →

Too close to call — it's a tie

Refact.ai Agent

Best For
Solo developers building product prototypes quickly without hiring freelancers
Engineering teams automating 90%+ of IoT cloud app development
Developers fixing complex plugin issues in minutes instead of hours
Teams needing a fully functional GUI built rapidly from a GitHub repo link
Consider Alternatives If
Non-technical users seeking a no-code development solution
Teams requiring a fully cloud-based, managed AI agent without self-hosting options
Users who prefer visual programming interfaces over code-centric tools

Lumen

Best For
Engineering teams in highly regulated industries needing secure, air-gapped AI coding capabilities
Organizations working with legacy systems and niche programming languages like COBOL or Fortran
Enterprise development teams requiring production-quality code generation and complex architecture reasoning
Software development teams seeking to improve code quality and accelerate development cycles in secure environments
Consider Alternatives If
Non-coding tasks (Lumen is specialized for software engineering)
Teams without strict security or data privacy requirements (its core value is in secure environments)
Users expecting automatic code integration without human review (outputs require manual checking)

* Verdict is based on our algorithmic scoring of publicly available data. Learn about our methodology

Refact.ai Agent is best for

🤖Automation & Agents9.0🎧Customer Support9.0✍️Writing & Content8.0

Lumen is best for

🤖Automation & Agents9.0🎧Customer Support9.0✍️Writing & Content8.0

Filter by your use case:

Pros & Cons

Refact.ai AgentRefact.ai Agent

Pros

  • Open-source and self-hostable for maximum data privacy and control
  • Integrates deeply with existing IDEs and development tools
  • Supports a wide range of LLMs including Claude, GPT-4o, Grok, Gemini, DeepSeek, Mistral
  • Continuously learns and improves from user interactions and feedback
  • Offers both autonomous agent capabilities and in-IDE coding assistance
  • Provides dedicated support for enterprise users from setup to fine-tuning

Cons

  • Cloud version is shutting down, focusing on self-hosted and enterprise solutions
  • Requires technical expertise for self-hosting and fine-tuning
  • Free tier has limited daily usage for the autonomous AI Agent
  • Specific context window limits for chat are 32k (Free) and 64k (Pro)
  • No visual builder or low-code option for non-developers
LumenLumen

Pros

  • Specialized training on production code for superior software development outcomes
  • Supports a wide range of niche and enterprise programming languages
  • Flexible deployment options including public cloud, single-tenant, and air-gapped environments
  • Integrates into existing developer workflows via CLI, cloud, and desktop interfaces
  • Offers multi-agent orchestration and external tool access via MCP for complex tasks

Cons

  • Requires access to existing software code repositories for full functionality
  • No refunds are payable for any fees paid under any circumstances
  • Fair usage limits may apply, leading to suspension or termination if exceeded
  • Outputs are not automatically integrated into code repositories, requiring manual review and incorporation
  • Does not process personal data on behalf of users, limiting its use for PII-sensitive codebases
Weighted Score — Adjust What Matters to You

Pick a profile or drag sliders — scores and radar update instantly on the right.

Quick profiles:

Ease of Use5
Output Quality5
Value for Money5
Customization5
Support5
Integration5
Accuracy & Reliability5
Compliance & Data Protection5
Performance5
Task Completion5
Tool Use Correctness5
Planning Quality5

Dimension Comparison

Ease of UseOutput QualityValueCustomizationSupportIntegrationAccuracyCompliancePerformanceTask DoneTool UsePlanning

Refact.ai Agent

6.4

/ 10

Lumen

6.6

/ 10

Your pick

Dimension Breakdown

Ease of Use

AI

How intuitive is onboarding, UI navigation, and day-to-day usage for the target audience?

Refact.ai Agent
6.0
Lumen
7.0▲ +1.0

Output Quality

AI

How accurate, reliable, and useful are the outputs this product generates?

Refact.ai Agent
8.0
Lumen
8.0

Value for Money

AI

How well does the pricing match the features and output quality delivered?

Refact.ai Agent
7.0
Lumen
7.0

Customization

Calculated

How much can users tailor workflows, settings, prompts, or outputs to their needs?

Refact.ai Agent
8.0▲ +5.0
Lumen
3.0

Support

AI

How strong is the documentation, customer support, community, and learning resources?

Refact.ai Agent
7.0
Lumen
7.0

Integration

Calculated

How well does it connect with other tools, APIs, and workflows?

Refact.ai Agent
1.0
Lumen
6.0▲ +5.0

Accuracy & Reliability

AI

Factual accuracy and hallucination resistance

Refact.ai Agent
8.0
Lumen
8.0

Compliance & Data Protection

Calculated

Compliance certifications and data-protection posture, aggregated from verified compliance signals

Refact.ai Agent
3.0
Lumen
4.0▲ +1.0

Performance

Calculated

Latency + throughput speed

Refact.ai Agent
5.0
Lumen
5.0

Task Completion

AI

End-to-end task success rate

Refact.ai Agent
8.0
Lumen
8.0

Tool Use Correctness

AI

Picks the correct tool + correct arguments

Refact.ai Agent
8.0
Lumen
8.0

Planning Quality

Calculated

Multi-step planning depth + replanning capability

Refact.ai Agent
8.0
Lumen
8.0

Calculated = derived from structured signals (integration count, API/open-source config, compliance certs, response-time). AI = LLM-assessed from public website content. Methodology

Task Performance

Refact.ai Agent

Task

Lumen

8.0
Code Completion
7.0
7.0
Bug Detection
8.0
7.0
Code Explanation
7.0
8.0
Refactoring
8.0
6.0
Test Generation
7.0
9.0
Multi Language Support
9.0
8.0
Context Understanding
8.0
6.0
Documentation Generation
7.0
7.0
Performance Optimization
8.0
6.0
Security Scanning
8.0

* Task scores (1–10) are algorithmically generated from publicly available data.

Data is sourced from public information and vendor websites. It may not always be up-to-date — verify pricing and features directly with the vendor before purchasing.Report inaccuracy

Frequently Asked Questions

Which is better, Refact.ai Agent or Lumen?
Both are strong options. Refact.ai Agent is a strong choice, while Lumen is a strong choice. The best choice depends on your specific use case, budget, and workflow requirements.
Is Refact.ai Agent cheaper than Lumen?
Refact.ai Agent starts at free (freemium model). Lumen starts at free (freemium model). Use the Cost Calculator above for a detailed estimate.
What are the main differences between Refact.ai Agent and Lumen?
Refact.ai Agent — "Your open-source, autonomous AI coding agent". Lumen — "The coding model that actually gets it — specialist coding AI (Cosine)". Key differences include their pricing models, platform support, integrations, and technical capabilities. See the Feature Comparison table above for a complete side-by-side breakdown.
Can I use Refact.ai Agent and Lumen together?
Yes, many teams use both tools together for different purposes. Use the Stack Builder section above to combine Refact.ai Agent and Lumen with other tools and save your AI toolkit.
Does Refact.ai Agent or Lumen have a free plan?
Refact.ai Agent is available for free. Lumen is available for free. Always verify current pricing directly with the vendor.

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