Tink
Open Banking Platform
Enterprise-ready
Broad European Connectivity
Developer-focused
SOC 2 Type II Certified
Unlock financial data and payment services for world-leading businesses.
Last updated: Apr 15, 2026
ENTERPRISE
tink.com
Quick Answer
Tink is an open banking platform that provides payment services and data enrichment for businesses across Europe. It offers a single API to connect to over 3,000 banks, enabling features like instant payments, account verification, and financial insights. Best for banks, fintechs, and startups looking to innovate financial services. Pricing is enterprise-focused and requires contacting sales.
About Tink
Tink, a Visa solution, provides an open banking platform for payment services and data enrichment across Europe. It offers a single API for connectivity to 3,000+ banks, enabling instant payments, account checks, and financial insights. Designed for banks, fintechs, and startups, it helps build innovative financial services.
What Makes It Unique
Tink offers Europe’s most robust open banking platform with the broadest and deepest connectivity to over 3,000 banks across 19 markets, all accessible through a single API and operating under Tink's PSD2 license.
Use Cases & Target Users
Use Cases
Best For
Building innovative financial services for banks
Automating income and affordability assessments for lenders
Streamlining payment processes for e-commerce
Enhancing customer onboarding and verification
Developing personal finance management applications
Company Size
SMALL
MEDIUM
ENTERPRISE
Fit Score
Complexity
ADVANCED
Target Team Size
SMALL_TEAM
LARGE_TEAM
Target Skill Level
EXPERT
Key Features
Single API integration for all services
PSD2 license coverage for partners
Broad and deep connectivity to 3,000+ European banks
Real-time financial data aggregation
Data enrichment services
Account-to-account payments (Pay by Bank)
Technical Specifications
API Available
SDK Available
MCP Compatible
Open Source
Team Features
SSO/Enterprise
Webhook Support
Has Demo
Deployment:
CLOUD
Compliance & Security
SOC 2 Certified
Pros
- +Access to 3,000+ bank connections across 19 European markets through one API
- +Partners can operate under Tink's PSD2 license, simplifying compliance
- +SOC 2 Type II compliant systems ensure high security and availability
- +SDKs and comprehensive documentation facilitate fast and easy product development
- +Proven solutions trusted by major financial institutions like PayPal and American Express
Limitations
- -Pricing is custom and requires contacting sales, not transparently listed
- -Primarily focused on European markets, limiting global reach
- -Requires developer expertise for API integration
- -Standard support may lack guaranteed response times compared to Enterprise
Decision Intelligence
Best For
Building innovative financial services for banks
Automating income and affordability assessments for lenders
Streamlining payment processes for e-commerce
Enhancing customer onboarding and verification
Developing personal finance management applications
Not Ideal For
Individual consumers seeking personal finance tools directly
Businesses outside of Europe requiring global bank connectivity
Non-technical users without development resources for API integration
Small businesses needing simple, off-the-shelf payment solutions
Frequently Asked Questions
Your Actions
Dimension Scores
Ease of Use6/10
Output Quality8/10
Value for Money7/10
Customization6/10
Support7/10
Integration1/10
Task Scores
Transaction Processing
8
Regulatory Compliance
8
Financial Reporting
7
Reconciliation
7
Audit Support
7
Expense Management
6
Cash Flow Analysis
6
Tax Compliance
5
Trust Score
85/100
Very Good
Based on 9 verified signals
Trust Signals
Verified CompanyTink AB
Notable CustomersAdyen, Bank Norwegian, PostNord Strålfors +7
User Base10K-100K
Funding$350.5M
Team Size201-500
Uptime SLA99.9%
Status PageView
SOC 2 CertifiedYes
Data Residency
Switching & Migration
Migration Difficulty
Significant Effort
Data portable as:
API
Email + Enterprise SLA
Quick Stats
Company & Links