Does Tink or Arya.ai have a free plan?

Tink is a paid tool. Arya.ai is a paid tool. Always verify current pricing directly with the vendor.

Tink vs Arya.ai

Q: Can I use Tink and Arya.ai together?

Yes, many teams use both tools together for different purposes. Use the Stack Builder section above to combine Tink and Arya.ai with other tools and save your AI toolkit.

Comprehensive side-by-side comparison — features, pricing, performance, and more.

Updated May 2026

Tink

Tink AB

Unlock financial data and payment services for world-leading businesses.

0.0(0)

ENTERPRISE

81% data quality

Arya.ai

Simplify complex AI journeys and drive informed decisions at scale.

0.0(0)

ENTERPRISE

91% data quality

Trust & Reliability

Tink

Uptime:99.9%Status page

Users:10K-100K

Customers (per vendor):Adyen, Bank Norwegian, PostNord Strålfors +7

SOC 2

Too Close to Call

Tink (5.8) vs Arya.ai (5.7) — difference of 0.2 points

AI Comparison Summary

Tink

5.8

avg score

Arya.ai

5.7

avg score

Tink leads overall.

Based on 6 dimensions

How scores are calculated

Overall Winner

Tink

5.8 / 10

Tink

Best For

Building innovative financial services for banks

Automating income and affordability assessments for lenders

Streamlining payment processes for e-commerce

Enhancing customer onboarding and verification

Not Ideal For

Individual consumers seeking personal finance tools directly

Businesses outside of Europe requiring global bank connectivity

Non-technical users without development resources for API integration

Arya.ai

Best For

Streamlining operations for banking institutions

Enhancing risk assessment for insurance companies

Automating credit processes for lending firms

Detecting financial fraud in real-time

Not Ideal For

Individual users or small businesses without enterprise needs

General-purpose AI development outside of financial services

Organizations seeking open-source AI solutions

* Verdict is based on our algorithmic scoring of publicly available data. Learn about our methodology

Tink is best for

🎧Customer Support7.0📊Data & Analytics6.5🤖Automation & Agents5.0

Arya.ai is best for

📊Data & Analytics7.0🎧Customer Support7.0🤖Automation & Agents5.0

Filter by your use case:

Pros & Cons

Tink

Pros

Access to 3,000+ bank connections across 19 European markets through one API
Partners can operate under Tink's PSD2 license, simplifying compliance
SOC 2 Type II compliant systems ensure high security and availability
SDKs and comprehensive documentation facilitate fast and easy product development
Proven solutions trusted by major financial institutions like PayPal and American Express

Cons

Pricing is custom and requires contacting sales, not transparently listed
Primarily focused on European markets, limiting global reach
Requires developer expertise for API integration
Standard support may lack guaranteed response times compared to Enterprise

Arya.ai

Pros

Pre-built, finance-specific AI models for faster deployment
Reduced AI risks with models tested against real-world scenarios
Scalable AI solutions for organizations of all sizes
Achieve cost efficiency by optimizing implementation and operational costs
Seamless API integration into existing infrastructure
Comprehensive ML observability for accurate and transparent AI

Cons

High upfront costs for enterprise AI solutions
Complex implementation and integration of different AI components
Limited adaptability to unstructured tasks requiring human judgment
Heavy reliance on high-quality data for model training and performance
Challenges in AI bias mitigation and establishing transparency
Shortage of talent and subject matter expertise in deep learning and ML infrastructure

Weighted Score — Adjust What Matters to You

Pick a profile or drag sliders — scores and radar update instantly on the right.

Quick profiles:

Ease of Use5

Output Quality5

Value for Money5

Customizability5

Support & Ecosystem5

Integration Power5

Dimension Comparison

Tink

5.8

/ 10

Your pick

Arya.ai

5.7

/ 10

Dimension Breakdown

Ease of Use

How easy it is to get started and use daily

Tink

6.0

Arya.ai

6.0

Output Quality

Quality and accuracy of generated results

Tink

8.0

Arya.ai

8.0

Value for Money

Cost vs. features and output quality

Tink

7.0

Arya.ai

7.0

Customizability

Calculated

Ability to tailor to specific needs

Tink

6.0▲ +1.0

Arya.ai

5.0

Support & Ecosystem

Documentation, community, and support quality

Tink

7.0

Arya.ai

7.0

Integration Power

Calculated

Ability to connect with other tools and workflows

Tink

1.0

Arya.ai

1.0

Calculated = derived from verified integration count and API/open-source signals. AI = LLM-assessed from public website content. Methodology

Task Performance

Tink

Task

Arya.ai

8.0

Transaction Processing

7.0

Financial Reporting

6.0

Expense Management

5.0

Tax Compliance

4.0

Budget Forecasting

8.0

5.0

Invoice Automation

5.0

7.0

Reconciliation

6.0

7.0

Audit Support

7.0

6.0

Cash Flow Analysis

8.0

Regulatory Compliance

7.0

* Task scores (1–10) are algorithmically generated from publicly available data.

Data is sourced from public information and vendor websites. It may not always be up-to-date — verify pricing and features directly with the vendor before purchasing.Report inaccuracy

Frequently Asked Questions

Which is better, Tink or Arya.ai?

Both are strong options. Tink has a rating of 0.0/5 (0 reviews), while Arya.ai has a rating of 0.0/5 (0 reviews). The best choice depends on your specific use case, budget, and workflow requirements.

Is Tink cheaper than Arya.ai?

Tink starts at free (enterprise model). Arya.ai starts at free (enterprise model). Use the Cost Calculator above for a detailed estimate.

What are the main differences between Tink and Arya.ai?

Tink — "Unlock financial data and payment services for world-leading businesses.". Arya.ai — "Simplify complex AI journeys and drive informed decisions at scale.". Key differences include their pricing models, platform support, integrations, and technical capabilities. See the Feature Comparison table above for a complete side-by-side breakdown.

Can I use Tink and Arya.ai together?

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